2025年征信數(shù)據(jù)質(zhì)量監(jiān)控與改進(jìn)考試試題

2025年征信數(shù)據(jù)質(zhì)量監(jiān)控與改進(jìn)考試試題考試時(shí)間：______分鐘總分：______分姓名：______一、征信數(shù)據(jù)質(zhì)量監(jiān)控要求：請(qǐng)根據(jù)征信數(shù)據(jù)質(zhì)量監(jiān)控的相關(guān)理論，回答以下問(wèn)題。1.征信數(shù)據(jù)質(zhì)量監(jiān)控的主要內(nèi)容包括哪些方面？a.數(shù)據(jù)準(zhǔn)確性b.數(shù)據(jù)完整性c.數(shù)據(jù)一致性d.數(shù)據(jù)及時(shí)性e.數(shù)據(jù)安全性2.征信數(shù)據(jù)質(zhì)量監(jiān)控的方法有哪些？a.數(shù)據(jù)抽樣檢查b.數(shù)據(jù)統(tǒng)計(jì)分析c.數(shù)據(jù)比對(duì)分析d.數(shù)據(jù)驗(yàn)證e.數(shù)據(jù)審計(jì)3.征信數(shù)據(jù)質(zhì)量監(jiān)控的流程包括哪些步驟？a.數(shù)據(jù)收集b.數(shù)據(jù)清洗c.數(shù)據(jù)評(píng)估d.數(shù)據(jù)改進(jìn)e.數(shù)據(jù)反饋4.如何評(píng)估征信數(shù)據(jù)質(zhì)量？a.通過(guò)數(shù)據(jù)指標(biāo)進(jìn)行評(píng)估b.通過(guò)數(shù)據(jù)可視化進(jìn)行評(píng)估c.通過(guò)數(shù)據(jù)質(zhì)量報(bào)告進(jìn)行評(píng)估d.通過(guò)數(shù)據(jù)質(zhì)量認(rèn)證進(jìn)行評(píng)估e.通過(guò)數(shù)據(jù)質(zhì)量考核進(jìn)行評(píng)估5.征信數(shù)據(jù)質(zhì)量監(jiān)控中，如何處理異常數(shù)據(jù)？a.刪除異常數(shù)據(jù)b.修正異常數(shù)據(jù)c.標(biāo)記異常數(shù)據(jù)d.忽略異常數(shù)據(jù)e.保留異常數(shù)據(jù)6.征信數(shù)據(jù)質(zhì)量監(jiān)控中，如何確保數(shù)據(jù)的安全性？a.數(shù)據(jù)加密b.訪問(wèn)控制c.數(shù)據(jù)備份d.數(shù)據(jù)恢復(fù)e.數(shù)據(jù)審計(jì)7.征信數(shù)據(jù)質(zhì)量監(jiān)控中，如何提高數(shù)據(jù)質(zhì)量？a.加強(qiáng)數(shù)據(jù)采集b.優(yōu)化數(shù)據(jù)處理流程c.完善數(shù)據(jù)質(zhì)量標(biāo)準(zhǔn)d.增強(qiáng)數(shù)據(jù)質(zhì)量控制e.提高數(shù)據(jù)質(zhì)量意識(shí)8.征信數(shù)據(jù)質(zhì)量監(jiān)控中，如何應(yīng)對(duì)數(shù)據(jù)質(zhì)量問(wèn)題？a.制定數(shù)據(jù)質(zhì)量改進(jìn)計(jì)劃b.分析數(shù)據(jù)質(zhì)量問(wèn)題的原因c.采取措施解決數(shù)據(jù)質(zhì)量問(wèn)題d.跟蹤數(shù)據(jù)質(zhì)量改進(jìn)效果e.評(píng)估數(shù)據(jù)質(zhì)量改進(jìn)效果9.征信數(shù)據(jù)質(zhì)量監(jiān)控中，如何與其他部門進(jìn)行溝通與協(xié)作？a.定期召開(kāi)數(shù)據(jù)質(zhì)量會(huì)議b.建立數(shù)據(jù)質(zhì)量溝通渠道c.制定數(shù)據(jù)質(zhì)量協(xié)作規(guī)范d.優(yōu)化數(shù)據(jù)質(zhì)量協(xié)作流程e.培養(yǎng)數(shù)據(jù)質(zhì)量協(xié)作意識(shí)10.征信數(shù)據(jù)質(zhì)量監(jiān)控中，如何提高數(shù)據(jù)質(zhì)量監(jiān)控的效率？a.優(yōu)化數(shù)據(jù)質(zhì)量監(jiān)控工具b.建立數(shù)據(jù)質(zhì)量監(jiān)控指標(biāo)體系c.優(yōu)化數(shù)據(jù)質(zhì)量監(jiān)控流程d.培訓(xùn)數(shù)據(jù)質(zhì)量監(jiān)控人員e.加強(qiáng)數(shù)據(jù)質(zhì)量監(jiān)控團(tuán)隊(duì)建設(shè)二、征信數(shù)據(jù)改進(jìn)要求：請(qǐng)根據(jù)征信數(shù)據(jù)改進(jìn)的相關(guān)理論，回答以下問(wèn)題。1.征信數(shù)據(jù)改進(jìn)的目標(biāo)是什么？a.提高數(shù)據(jù)準(zhǔn)確性b.提高數(shù)據(jù)完整性c.提高數(shù)據(jù)一致性d.提高數(shù)據(jù)及時(shí)性e.提高數(shù)據(jù)安全性2.征信數(shù)據(jù)改進(jìn)的方法有哪些？a.數(shù)據(jù)清洗b.數(shù)據(jù)標(biāo)準(zhǔn)化c.數(shù)據(jù)轉(zhuǎn)換d.數(shù)據(jù)合并e.數(shù)據(jù)去重3.征信數(shù)據(jù)改進(jìn)的流程包括哪些步驟？a.數(shù)據(jù)收集b.數(shù)據(jù)清洗c.數(shù)據(jù)處理d.數(shù)據(jù)驗(yàn)證e.數(shù)據(jù)反饋4.如何識(shí)別征信數(shù)據(jù)中的錯(cuò)誤？a.通過(guò)數(shù)據(jù)指標(biāo)進(jìn)行識(shí)別b.通過(guò)數(shù)據(jù)可視化進(jìn)行識(shí)別c.通過(guò)數(shù)據(jù)質(zhì)量報(bào)告進(jìn)行識(shí)別d.通過(guò)數(shù)據(jù)質(zhì)量認(rèn)證進(jìn)行識(shí)別e.通過(guò)數(shù)據(jù)質(zhì)量考核進(jìn)行識(shí)別5.如何處理征信數(shù)據(jù)中的錯(cuò)誤？a.刪除錯(cuò)誤數(shù)據(jù)b.修正錯(cuò)誤數(shù)據(jù)c.標(biāo)記錯(cuò)誤數(shù)據(jù)d.忽略錯(cuò)誤數(shù)據(jù)e.保留錯(cuò)誤數(shù)據(jù)6.征信數(shù)據(jù)改進(jìn)中，如何提高數(shù)據(jù)準(zhǔn)確性？a.加強(qiáng)數(shù)據(jù)采集b.優(yōu)化數(shù)據(jù)處理流程c.完善數(shù)據(jù)質(zhì)量標(biāo)準(zhǔn)d.增強(qiáng)數(shù)據(jù)質(zhì)量控制e.提高數(shù)據(jù)質(zhì)量意識(shí)7.征信數(shù)據(jù)改進(jìn)中，如何提高數(shù)據(jù)完整性？a.優(yōu)化數(shù)據(jù)采集方式b.建立數(shù)據(jù)完整性檢查機(jī)制c.完善數(shù)據(jù)完整性標(biāo)準(zhǔn)d.增強(qiáng)數(shù)據(jù)完整性控制e.提高數(shù)據(jù)完整性意識(shí)8.征信數(shù)據(jù)改進(jìn)中，如何提高數(shù)據(jù)一致性？a.優(yōu)化數(shù)據(jù)格式b.建立數(shù)據(jù)一致性檢查機(jī)制c.完善數(shù)據(jù)一致性標(biāo)準(zhǔn)d.增強(qiáng)數(shù)據(jù)一致性控制e.提高數(shù)據(jù)一致性意識(shí)9.征信數(shù)據(jù)改進(jìn)中，如何提高數(shù)據(jù)及時(shí)性？a.優(yōu)化數(shù)據(jù)傳輸渠道b.建立數(shù)據(jù)及時(shí)性檢查機(jī)制c.完善數(shù)據(jù)及時(shí)性標(biāo)準(zhǔn)d.增強(qiáng)數(shù)據(jù)及時(shí)性控制e.提高數(shù)據(jù)及時(shí)性意識(shí)10.征信數(shù)據(jù)改進(jìn)中，如何提高數(shù)據(jù)安全性？a.數(shù)據(jù)加密b.訪問(wèn)控制c.數(shù)據(jù)備份d.數(shù)據(jù)恢復(fù)e.數(shù)據(jù)審計(jì)四、征信數(shù)據(jù)改進(jìn)策略要求：請(qǐng)根據(jù)征信數(shù)據(jù)改進(jìn)的理論和實(shí)踐，選擇以下策略，并說(shuō)明其適用場(chǎng)景和預(yù)期效果。1.策略一：建立數(shù)據(jù)質(zhì)量監(jiān)控體系a.適用場(chǎng)景：適用于需要長(zhǎng)期、系統(tǒng)性地提高征信數(shù)據(jù)質(zhì)量的機(jī)構(gòu)。b.預(yù)期效果：通過(guò)建立數(shù)據(jù)質(zhì)量監(jiān)控體系，可以實(shí)時(shí)監(jiān)測(cè)數(shù)據(jù)質(zhì)量變化，及時(shí)發(fā)現(xiàn)問(wèn)題并采取措施。2.策略二：加強(qiáng)數(shù)據(jù)治理a.適用場(chǎng)景：適用于數(shù)據(jù)質(zhì)量參差不齊，需要從源頭上提高數(shù)據(jù)質(zhì)量的機(jī)構(gòu)。b.預(yù)期效果：通過(guò)加強(qiáng)數(shù)據(jù)治理，可以規(guī)范數(shù)據(jù)采集、存儲(chǔ)、處理和使用的各個(gè)環(huán)節(jié)，從而提高數(shù)據(jù)質(zhì)量。3.策略三：實(shí)施數(shù)據(jù)清洗a.適用場(chǎng)景：適用于數(shù)據(jù)中存在大量重復(fù)、錯(cuò)誤、缺失等問(wèn)題的機(jī)構(gòu)。b.預(yù)期效果：通過(guò)實(shí)施數(shù)據(jù)清洗，可以去除數(shù)據(jù)中的雜質(zhì)，提高數(shù)據(jù)的準(zhǔn)確性和完整性。4.策略四：采用數(shù)據(jù)標(biāo)準(zhǔn)化a.適用場(chǎng)景：適用于數(shù)據(jù)格式不統(tǒng)一，需要統(tǒng)一標(biāo)準(zhǔn)的機(jī)構(gòu)。b.預(yù)期效果：通過(guò)采用數(shù)據(jù)標(biāo)準(zhǔn)化，可以確保數(shù)據(jù)的一致性和可比性。5.策略五：引入數(shù)據(jù)質(zhì)量認(rèn)證a.適用場(chǎng)景：適用于需要向外部展示數(shù)據(jù)質(zhì)量的機(jī)構(gòu)。b.預(yù)期效果：通過(guò)引入數(shù)據(jù)質(zhì)量認(rèn)證，可以提高數(shù)據(jù)的可信度和公信力。六、征信數(shù)據(jù)改進(jìn)效果評(píng)估要求：請(qǐng)根據(jù)征信數(shù)據(jù)改進(jìn)的理論和實(shí)踐，設(shè)計(jì)以下評(píng)估方法，并說(shuō)明其評(píng)估指標(biāo)和實(shí)施步驟。1.評(píng)估方法一：數(shù)據(jù)質(zhì)量指標(biāo)評(píng)估a.評(píng)估指標(biāo)：準(zhǔn)確性、完整性、一致性、及時(shí)性、安全性。b.實(shí)施步驟：i.收集改進(jìn)前后的數(shù)據(jù)；ii.計(jì)算數(shù)據(jù)質(zhì)量指標(biāo)；iii.對(duì)比改進(jìn)前后的數(shù)據(jù)質(zhì)量指標(biāo)；iv.分析數(shù)據(jù)質(zhì)量改進(jìn)效果。2.評(píng)估方法二：客戶滿意度調(diào)查a.評(píng)估指標(biāo)：客戶對(duì)數(shù)據(jù)質(zhì)量的滿意度。b.實(shí)施步驟：i.設(shè)計(jì)調(diào)查問(wèn)卷；ii.發(fā)放問(wèn)卷給相關(guān)客戶；iii.收集調(diào)查結(jié)果；iv.分析客戶滿意度。3.評(píng)估方法三：內(nèi)部審計(jì)a.評(píng)估指標(biāo)：數(shù)據(jù)質(zhì)量改進(jìn)措施的有效性。b.實(shí)施步驟：i.制定內(nèi)部審計(jì)計(jì)劃；ii.對(duì)數(shù)據(jù)質(zhì)量改進(jìn)措施進(jìn)行審計(jì)；iii.分析審計(jì)結(jié)果；iv.提出改進(jìn)建議。4.評(píng)估方法四：數(shù)據(jù)質(zhì)量報(bào)告a.評(píng)估指標(biāo)：數(shù)據(jù)質(zhì)量改進(jìn)的全面性和深入性。b.實(shí)施步驟：i.收集改進(jìn)前后的數(shù)據(jù)；ii.編制數(shù)據(jù)質(zhì)量報(bào)告；iii.分析報(bào)告內(nèi)容；iv.評(píng)估數(shù)據(jù)質(zhì)量改進(jìn)效果。5.評(píng)估方法五：數(shù)據(jù)質(zhì)量認(rèn)證a.評(píng)估指標(biāo)：數(shù)據(jù)質(zhì)量的可靠性和公信力。b.實(shí)施步驟：i.申請(qǐng)數(shù)據(jù)質(zhì)量認(rèn)證；ii.通過(guò)認(rèn)證機(jī)構(gòu)的審核；iii.獲得數(shù)據(jù)質(zhì)量認(rèn)證證書；iv.評(píng)估數(shù)據(jù)質(zhì)量改進(jìn)效果。本次試卷答案如下：一、征信數(shù)據(jù)質(zhì)量監(jiān)控1.征信數(shù)據(jù)質(zhì)量監(jiān)控的主要內(nèi)容包括哪些方面？答案：a.數(shù)據(jù)準(zhǔn)確性；b.數(shù)據(jù)完整性；c.數(shù)據(jù)一致性；d.數(shù)據(jù)及時(shí)性；e.數(shù)據(jù)安全性。解析思路：根據(jù)征信數(shù)據(jù)質(zhì)量監(jiān)控的定義，結(jié)合數(shù)據(jù)質(zhì)量的基本要素，可以得出以上答案。2.征信數(shù)據(jù)質(zhì)量監(jiān)控的方法有哪些？答案：a.數(shù)據(jù)抽樣檢查；b.數(shù)據(jù)統(tǒng)計(jì)分析；c.數(shù)據(jù)比對(duì)分析；d.數(shù)據(jù)驗(yàn)證；e.數(shù)據(jù)審計(jì)。解析思路：通過(guò)查閱征信數(shù)據(jù)質(zhì)量監(jiān)控的相關(guān)理論，可以了解到常用的監(jiān)控方法。3.征信數(shù)據(jù)質(zhì)量監(jiān)控的流程包括哪些步驟？答案：a.數(shù)據(jù)收集；b.數(shù)據(jù)清洗；c.數(shù)據(jù)評(píng)估；d.數(shù)據(jù)改進(jìn)；e.數(shù)據(jù)反饋。解析思路：結(jié)合征信數(shù)據(jù)質(zhì)量監(jiān)控的實(shí)際操作流程，可以得出以上答案。4.如何評(píng)估征信數(shù)據(jù)質(zhì)量？答案：a.通過(guò)數(shù)據(jù)指標(biāo)進(jìn)行評(píng)估；b.通過(guò)數(shù)據(jù)可視化進(jìn)行評(píng)估；c.通過(guò)數(shù)據(jù)質(zhì)量報(bào)告進(jìn)行評(píng)估；d.通過(guò)數(shù)據(jù)質(zhì)量認(rèn)證進(jìn)行評(píng)估；e.通過(guò)數(shù)據(jù)質(zhì)量考核進(jìn)行評(píng)估。解析思路：了解評(píng)估征信數(shù)據(jù)質(zhì)量的多種途徑，結(jié)合實(shí)際應(yīng)用場(chǎng)景，得出以上答案。5.征信數(shù)據(jù)質(zhì)量監(jiān)控中，如何處理異常數(shù)據(jù)？答案：a.刪除異常數(shù)據(jù)；b.修正異常數(shù)據(jù)；c.標(biāo)記異常數(shù)據(jù)；d.忽略異常數(shù)據(jù)；e.保留異常數(shù)據(jù)。解析思路：根據(jù)異常數(shù)據(jù)的處理原則，結(jié)合實(shí)際情況，得出以上答案。6.征信數(shù)據(jù)質(zhì)量監(jiān)控中，如何確保數(shù)據(jù)的安全性？答案：a.數(shù)據(jù)加密；b.訪問(wèn)控制；c.數(shù)據(jù)備份；d.數(shù)據(jù)恢復(fù)；e.數(shù)據(jù)審計(jì)。解析思路：了解數(shù)據(jù)安全的基本措施，結(jié)合征信數(shù)據(jù)的特點(diǎn)，得出以上答案。7.征信數(shù)據(jù)質(zhì)量監(jiān)控中，如何提高數(shù)據(jù)質(zhì)量？答案：a.加強(qiáng)數(shù)據(jù)采集；b.優(yōu)化數(shù)據(jù)處理流程；c.完善數(shù)據(jù)質(zhì)量標(biāo)準(zhǔn)；d.增強(qiáng)數(shù)據(jù)質(zhì)量控制；e.提高數(shù)據(jù)質(zhì)量意識(shí)。解析思路：根據(jù)數(shù)據(jù)質(zhì)量監(jiān)控的目標(biāo)，結(jié)合提高數(shù)據(jù)質(zhì)量的途徑，得出以上答案。8.征信數(shù)據(jù)質(zhì)量監(jiān)控中，如何應(yīng)對(duì)數(shù)據(jù)質(zhì)量問(wèn)題？答案：a.制定數(shù)據(jù)質(zhì)量改進(jìn)計(jì)劃；b.分析數(shù)據(jù)質(zhì)量問(wèn)題的原因；c.采取措施解決數(shù)據(jù)質(zhì)量問(wèn)題；d.跟蹤數(shù)據(jù)質(zhì)量改進(jìn)效果；e.評(píng)估數(shù)據(jù)質(zhì)量改進(jìn)效果。解析思路：結(jié)合數(shù)據(jù)質(zhì)量監(jiān)控的實(shí)際情況，得出應(yīng)對(duì)數(shù)據(jù)質(zhì)量問(wèn)題的方法。9.征信數(shù)據(jù)質(zhì)量監(jiān)控中，如何與其他部門進(jìn)行溝通與協(xié)作？答案：a.定期召開(kāi)數(shù)據(jù)質(zhì)量會(huì)議；b.建立數(shù)據(jù)質(zhì)量溝通渠道；c.制定數(shù)據(jù)質(zhì)量協(xié)作規(guī)范；d.優(yōu)化數(shù)據(jù)質(zhì)量協(xié)作流程；e.培養(yǎng)數(shù)據(jù)質(zhì)量協(xié)作意識(shí)。解析思路：根據(jù)數(shù)據(jù)質(zhì)量監(jiān)控的協(xié)作需求，結(jié)合實(shí)際操作，得出以上答案。10.征信數(shù)據(jù)質(zhì)量監(jiān)控中，如何提高數(shù)據(jù)質(zhì)量監(jiān)控的效率？答案：a.優(yōu)化數(shù)據(jù)質(zhì)量監(jiān)控工具；b.建立數(shù)據(jù)質(zhì)量監(jiān)控指標(biāo)體系；c.優(yōu)化數(shù)據(jù)質(zhì)量監(jiān)控流程；d.培訓(xùn)數(shù)據(jù)質(zhì)量監(jiān)控人員；e.加強(qiáng)數(shù)據(jù)質(zhì)量監(jiān)控團(tuán)隊(duì)建設(shè)。解析思路：結(jié)合數(shù)據(jù)質(zhì)量監(jiān)控的實(shí)際需求，得出提高監(jiān)控效率的方法。二、征信數(shù)據(jù)改進(jìn)1.征信數(shù)據(jù)改進(jìn)的目標(biāo)是什么？答案：a.提高數(shù)據(jù)準(zhǔn)確性；b.提高數(shù)據(jù)完整性；c.提高數(shù)據(jù)一致性；d.提高數(shù)據(jù)及時(shí)性；e.提高數(shù)據(jù)安全性。解析思路：根據(jù)征信數(shù)據(jù)改進(jìn)的定義，結(jié)合數(shù)據(jù)質(zhì)量的基本要素，可以得出以上答案。2.征信數(shù)據(jù)改進(jìn)的方法有哪些？答案：a.數(shù)據(jù)清洗；b.數(shù)據(jù)標(biāo)準(zhǔn)化；c.數(shù)據(jù)轉(zhuǎn)換；d.數(shù)據(jù)合并；e.數(shù)據(jù)去重。解析思路：通過(guò)查閱征信數(shù)據(jù)改進(jìn)的相關(guān)理論，可以了解到常用的改進(jìn)方法。3.征信數(shù)據(jù)改進(jìn)的流程包括哪些步驟？答案：a.數(shù)據(jù)收集；b.數(shù)據(jù)清洗；c.數(shù)據(jù)處理；d.數(shù)據(jù)驗(yàn)證；e.數(shù)據(jù)反饋。解析思路：結(jié)合征信數(shù)據(jù)改進(jìn)的實(shí)際操作流程，可以得出以上答案。4.如何識(shí)別征信數(shù)據(jù)中的錯(cuò)誤？答案：a.通過(guò)數(shù)據(jù)指標(biāo)進(jìn)行識(shí)別；b.通過(guò)數(shù)據(jù)可視化進(jìn)行識(shí)別；c.通過(guò)數(shù)據(jù)質(zhì)量報(bào)告進(jìn)行識(shí)別；d.通過(guò)數(shù)據(jù)質(zhì)量認(rèn)證進(jìn)行識(shí)別；e.通過(guò)數(shù)據(jù)質(zhì)量考核進(jìn)行識(shí)別。解析思路：了解識(shí)別征信數(shù)據(jù)錯(cuò)誤的方法，結(jié)合實(shí)際應(yīng)用場(chǎng)景，得出以上答案。5.如何處理征信數(shù)據(jù)中的錯(cuò)誤？答案：a.刪除錯(cuò)誤數(shù)據(jù)；b.修正錯(cuò)誤數(shù)據(jù)；c.標(biāo)記錯(cuò)誤數(shù)據(jù)；d.忽略錯(cuò)誤數(shù)據(jù)；e.保留錯(cuò)誤數(shù)據(jù)。解析思路：根據(jù)錯(cuò)誤數(shù)據(jù)的處理原則，結(jié)合實(shí)際情況，得出以上答案。6.征信數(shù)據(jù)改進(jìn)中，如何提高數(shù)據(jù)準(zhǔn)確性？答案：a.加強(qiáng)數(shù)據(jù)采集；b.優(yōu)化數(shù)據(jù)處理流程；c.完善數(shù)據(jù)質(zhì)量標(biāo)準(zhǔn)；d.增強(qiáng)數(shù)據(jù)質(zhì)量控制；e.提高數(shù)據(jù)質(zhì)量意識(shí)。解析思路：根據(jù)數(shù)據(jù)改進(jìn)的目標(biāo)，結(jié)合提高數(shù)據(jù)準(zhǔn)確性的途徑，得出以上答案。7.征信數(shù)據(jù)改進(jìn)中，如何提高數(shù)據(jù)完整性？答案：a.優(yōu)化數(shù)據(jù)采集方式；b.建立數(shù)據(jù)完整性檢查機(jī)制；c.完善數(shù)據(jù)完整性標(biāo)準(zhǔn)；d.增強(qiáng)數(shù)據(jù)完整性控制；e.提高數(shù)據(jù)完整性意識(shí)。解析思路：根據(jù)數(shù)據(jù)改進(jìn)的目標(biāo)，結(jié)合提高數(shù)據(jù)完整性的途徑，得出以上答案。8.征信數(shù)據(jù)改進(jìn)中，如何提高數(shù)據(jù)一致性？答案：a.優(yōu)化數(shù)據(jù)格式；b.建立數(shù)據(jù)一致性檢查機(jī)制；c.完善數(shù)據(jù)一致性標(biāo)準(zhǔn)；d.增強(qiáng)數(shù)據(jù)一致性控制；e.提高數(shù)據(jù)一致性意識(shí)。解析思路：根據(jù)數(shù)據(jù)改進(jìn)的目標(biāo)，結(jié)合提高數(shù)據(jù)一致性的途徑，得出以上答案。9.征信數(shù)據(jù)改進(jìn)中，如何提高數(shù)據(jù)及時(shí)性？答案：a.優(yōu)化數(shù)據(jù)傳輸渠道；b.建立數(shù)據(jù)及時(shí)性檢查機(jī)制；c.完善數(shù)據(jù)及時(shí)性標(biāo)準(zhǔn)；d.增強(qiáng)數(shù)據(jù)及時(shí)性控制；e.提高數(shù)據(jù)及時(shí)性意識(shí)。解析思路：根據(jù)數(shù)據(jù)改進(jìn)的目標(biāo)，結(jié)合提高數(shù)據(jù)及時(shí)性的途徑，得出以上答案。10.征信數(shù)據(jù)改進(jìn)中，如何提高數(shù)據(jù)安全性？答案：a.數(shù)據(jù)加密；b.訪問(wèn)控制；c