專業(yè)英語unit用法.ppt

Unit 1 money & banking,Intermediary,Existing or occurring between; intermediate. Acting as a mediator or an agent between persons or things. n.仲裁者, 調(diào)解者, 中間物 adj.中間的, 媒介的,To act as an intermediary;mediate. 調(diào)解充當(dāng)調(diào)解人；調(diào)解 An intermediary;a go - between. 中間人；調(diào)解人 intermediary agent 媒介 Negotiating through intermediary refer but prospect uncertain. non - monetary financial intermediary 非貨幣性金融中介機構(gòu) thrift intermediary 儲蓄機構(gòu),intermediary goods 半成品, 半制成品 intermediary trade 居間貿(mào)易, 中間貿(mào)易 intermediate account 媒介中間帳戶, 期內(nèi)帳單,asset,A useful or valuable quality, person, or thing; an advantage or a resource: An agreeable personality is a great asset; proved herself an asset to the company. A valuable item that is owned.,asset measurement 資產(chǎn)計量 asset stock 資產(chǎn)股份 asset-stripping 資產(chǎn)剝除(低價收買財政困難的公司,然后將其資產(chǎn)分別賣掉),assets,Accounting The entries on a balance sheet showing all properties, tangible and intangible, and claims against others that may be applied, directly or indirectly, to cover the liabilities of a person or business, such as cash, stock, and goodwill. The entire property owned by a person, especially a bankrupt, that can be used to settle debts,Reorganized assets;assets reorganization 資產(chǎn)重組 wasting assets 遞耗資產(chǎn) tangible assets 有形資產(chǎn) specific assets 專項資產(chǎn) quick assets 可以很快變賣的資產(chǎn) permanent assets 【會計】固定資產(chǎn)fixed- liquid assets 流動資產(chǎn) invisible assets 帳外資產(chǎn),assets and equity 資產(chǎn)及股本 assets and liabilities accounts 資產(chǎn)及負(fù)債帳戶 assets cover 資產(chǎn)擔(dān)保/抵償 assets coverage 資產(chǎn)擔(dān)保率 assets guideline period 固定資產(chǎn)使用年限表,assets inventory surplus/loss/shortage 資產(chǎn)盤盈/虧 assets turnover 資產(chǎn)周轉(zhuǎn)率, 銷售額與平均資產(chǎn)總值的比率,Securities,n.有價證券;產(chǎn)權(quán)證明 ,權(quán)利,證券 value securities 有價證券 negotiable securities可流通/可轉(zhuǎn)讓證券,證券 securities custody clerk 保安人員 price index of securities 有價證券價格指數(shù) Panic selling of securities. 金融大恐慌導(dǎo)致的債券拋售 Issuable currency;issuable securities. 可發(fā)行的貨幣；可發(fā)行的債券,securities account 證券帳戶 securities act/house 證券管理條例/場所 securities operation trust 證券經(jīng)營信托 securities affiliate 美經(jīng)營有價證券的分行 securities ledger 有價證券總帳,securities proceeds 出售證券收入 securities register 證券登記簿,Pension,n.A sum of money paid regularly as a retirement benefit or by way of patronage Monthly pension 每月的養(yǎng)老金 grant a pension 賜予養(yǎng)老金。 a retiring pension 退休金;養(yǎng)老金 Commute ones pension 改變退休金的付款方式 retire on a pension 領(lǐng)退休金,退休 draw a pension. 領(lǐng)取退休金 a pension fund. 退休基金,pension contributions 養(yǎng)老金繳款 pension sb. off v.發(fā)給某人養(yǎng)老金使其退休 Annuity n.年金 ，養(yǎng)老金 To buy or to take out on annuity. 購買養(yǎng)老金或領(lǐng)取年退休金。 The law enables us to receive an annuity. 法律授予我們領(lǐng)取年金的權(quán)利。,claim,V. A demand for something as rightful or due. A basis for demanding something; a title or right. Something claimed in a formal or legal manner, especially a tract of public land staked out by a miner or homesteader n. (根據(jù)權(quán)利提出)要求, 要求權(quán), 主張, 要求而得到的東西 vt.(根據(jù)權(quán)利)要求, 認(rèn)領(lǐng), 聲稱, 主張, 需要 Claims n.索賠;賠償金 ,權(quán)利要求書 ;權(quán)力主張,to claim damages 索賠 settle a claim 解決索賠 relinquish a claim 放棄要求 reject a claim 拒絕索賠 extinguish a claim 使要求無效 claim against damage 要求賠償損失 admit a claim 同意賠款 priority of ones claim 優(yōu)先要求權(quán) claim against the underwriters 向保險商索賠,Convert,V.n轉(zhuǎn)變（到另一種性質(zhì)/狀態(tài)）；兌換 convert defeat into victory 轉(zhuǎn)敗為勝 convert stocks/assets into cash; 將股票/資產(chǎn)兌換成現(xiàn)金； make a convert of sb. 使某人改變信仰主張 To convert into communal property. 把收歸公有轉(zhuǎn)變成公社財產(chǎn) To convert fund to ones own use 侵吞他人的資金,converted products 加工產(chǎn)品 converted balance sheet 債券股票轉(zhuǎn)換后資產(chǎn)負(fù)債表 conversion account 換算兌換帳戶, 轉(zhuǎn)換帳 conversion at the current price 按現(xiàn)行價格兌換,Liquidity,The state of being liquid. The quality of being readily convertible into cash: an investment with high liquidity. n. 流動性, 流暢 清償能力,liquidity trap 流動性陷阱(由于利率降至極低水平，幾乎每人都只愿持有流動性強的現(xiàn)金，而不愿進行投資、持有債務(wù)票據(jù)的現(xiàn)象.) liquidity ratio 流動性比率 quick ration liquidity analysis 流動性分析 international liquidity 國際清償能力（是指一國彌補國際收支逆差而無須采取調(diào)整措施的能力。）,an investment with high liquidity. 一項具有高度資產(chǎn)折現(xiàn)力的投資 a bank that is increasing its liquidity by shortening the average term of its loans. 一家以縮短平均貸款期限來提高其資金流動性的銀行,liquidated account 已清算帳戶 liquidation sale 停業(yè)清理大拍賣 liquidator 清算人,Equity,The residual value of a business or property beyond any mortgage thereon and liability therein. The market value of securities less any debt incurred. Common stock and preferred stock. Funds provided to a business by the sale of stock 權(quán)益,扣除擔(dān)保稅金等剩余價額,公平,股東權(quán)益,股東擁有的資產(chǎn)凈值,股東自有資本,股票,股權(quán)證,股本,equity 衡平法 equity jurisprudence 衡平法理學(xué) equity ratio 權(quán)益比率 equity ownership 業(yè)主權(quán)益產(chǎn)權(quán) equity capital 投資于新企業(yè)的資本;(資本)凈值 equity of redemption 【律】抵押人依法贖回抵押品的權(quán)利,equities n.所持份額 無固定利息的證券股票(英國),證券,mortgage,n.Abbr. mtg., mtge.（名詞）縮寫 mtg.， mtge. A temporary, conditional pledge of property to a creditor as security for performance of an obligation or repayment of a debt. 抵押：給予債權(quán)人臨時的、有條件的財產(chǎn)抵押，以此作為履行責(zé)任或償還債務(wù)的保證 A contract or deed specifying the terms of a mortgage. 抵押單據(jù)，抵押證明：一種具體規(guī)定抵押條件的合約和證書 The claim of a mortgagee upon mortgaged property. 債權(quán)，要求權(quán)：索回被抵押財產(chǎn)的抵押權(quán)的請求,v.tr.（及物動詞）,mort.gaged， mort.gag.ing， mort.gag.es To pledge or convey (property) by means of a mortgage. 抵押：以抵押的方式保證或轉(zhuǎn)移財產(chǎn) To make subject to a claim or risk; pledge against a doubtful outcome: 投注：使依附于某一風(fēng)險或請求；對不確定收入的抵押： mortgaged their operation plan by taking a popular stand. 借著采取受歡迎的立場來投注他們的經(jīng)營計劃。,tacit mortgage 依法抵押 a tacit law/understanding mortgage loan/bond 抵押貸款/債券 To buy a house on mortgage;to mortgage a house 按揭購房 To redeem a mortgage 贖回抵押品 mortgage oneself to the cause 獻身于事業(yè) mortgage bank 抵押銀行 a loan secured by mortgage 抵押作擔(dān)保的貸款 repay ones mortgage in monthly instalment 每月分期付款償還抵押借款,mortgage certificate coupon 抵押證， 息票 mortgage holdings 抵押權(quán) mortgage insurance 不動產(chǎn)抵押借款保險 mortgage liability 抵押負(fù)債 Mortgager 抵押人 mortgagee 抵押權(quán)人,Portfolio,n.部長職務(wù)；公文包；投資組合 portfolio effect 資產(chǎn)組合效應(yīng)、均衡效果 an artists portfolio of drawings.畫家的作品 a lecture portfolio (教師用的)講義夾 a portfolio that is tempered to the investors needs. 調(diào)整得適合投資者需求的投資組合。 His portfolio contain share in the major oil company. 他的投資組合包括大石油公司的股票。,to hold/resign ones portfolio 擔(dān)任/辭去部長職務(wù) minister without portfolio 不管部長,Entice,.tr.（及物動詞） en.ticed， en.tic.ing， en.tic.es To attract by arousing hope or desire; lure: 誘惑：被希望或欲望所吸引；誘惑： The promise of higher pay enticed me into the new job. Nothing will entice Mr White into breaking the law. 什么都不可能促使懷特先生干,Enticing a. 誘惑人的 Enticement n.引誘；誘惑 There are so many enticement offers that I can not refuse the job. 這項工作有那么多優(yōu)惠待遇，使我難以拒絕。,互助儲蓄銀行mutual saving bank,美國的由聯(lián)邦政府擔(dān)保的住宅抵押貸款組織。最早于年在紐約建立。以后在美國東北地區(qū)發(fā)展?；ブ鷥π钽y行的資金具體運用于：（）發(fā)放不動產(chǎn)抵押貸款（主要是住房貸款）；（）投資于政府公債、公司的股票和債券；（）對市政機構(gòu)發(fā)放貸款；（）剩余部分轉(zhuǎn)存銀行生息,Eurodollars 歐洲美元,歐洲美元是存放在美國以外銀行的不受美國政府法令限制的美元存款或是從這些銀行借到的美元貸款。由于這種境外存款、借貸業(yè)務(wù)開始于歐洲，因此稱為歐洲美元。它與美國境內(nèi)