Unit+4+Everyday+Economics+Listening+and+Speaking+課件【知識(shí)精講精研】高二下學(xué)期英語外研版（2019）選擇性必修四冊(cè)

Unit4Period3ListeningandSpeaking新課導(dǎo)入Credit,ortheofferingofmoneyloansforrepayment,hasexistedsincetheBronzeAge.Formostofthishistory,lendersreliedmainlyontheirsubjectivejudgementwhendecidingwhetherornotaborrowerwascreditworthy.Withthedevelopmentofinformationtechnologyanddataanalysis,moreandmorecountriesarebuildingtheirowncreditsystemswithobjectivecreditratingmethods.People’sactivitiessuchascreditcardpayments,loanpayments,etc,arerecordedandscored,andwillaffecttheirfuturecreditworthiness.DidYouKnow?Readandanswerthequestions

1.Whatiscredit?2.Howisapeson’screditworthinessjudgedindifferenttimes?3.Whatactivitieswillaffectaperson’sfuturecreditworthiness?1.Whatiscredit?2.Howisapeson’screditworthinessjudgedindifferenttimes?

3.Whatactivitieswillaffectaperson’sfuturecreditworthiness?Creditmeanstheofferingofmoneyloansforrepayment,orthestatusofbeingtrustedtopaybackmoneytothelenders.Inthepast,apeson’screditworthinessmainlyreliedonthelenders’subjectivejudgement.Atpresent,itisjudgedaccordingtoobjectivecreditratingmethods.People’sactivitiessuchascreditcardpayments,loanpayments,etc,willaffecttheirfuturecreditworthiness.課堂學(xué)習(xí)1Listentotheconversationandchoosethetopicsdiscussed.1Thetipstobookagoodhotel.2Theimportanceofbeingcreditworthy.3

Theoriginofthecreditsystem.4Thebenefitsofasocialcreditsystem.5

Thecostofhavingabadsocialcreditrecord.2ListentoPartIandcompletetheparagraph.

Ihavebeen1

_____________________ontime,returningbookstothelibrary2___________________________,andusing3_________________properly.Asareward,wedidn’thavetopayadepositwhen4_____________________duringourtriptoHangzhou.Thehotelisverynice,andit’squiteneartheWestLake.Thisisjustoneofthemanybenefitsofthesocialcreditsystemwhichenables5_________________________toenjoyamoreconvenientlife6_____________.

payingcreditcardbills

ingoodconditionwithoutdelaythesharedbicycles

wecheckedinatahotelpeoplewithgoodsocialcreditatalowcost

ListentoPartIIandanswerthequestions.1.Whatwasthemanprohibitedfromdoingandwhy?Hewasprohibitedfromrentinganexpensivecarbecausethecreditsystemshowedthathewasalaolai.2.Whatrestrictionsarementionedthatarecausedbyabadsocialcreditrecord?Apartfromrentingexpensivecars,theymayalsofindithardtobuyflightticketsorticketsforhigh-speedrailservices,amongotherthings.3.Whatcouldthesocialcreditsystemcontributeto?Thesocialcreditsystemisanencouragementtothosewhocanbereliedupontodotherightthing,andthesystemisaneffectivewaytobuildafriendly,honestandsafesociety.?Howdidthathappen??What’sthat??Couldyoutellmemoreaboutit??Letmeexplain.?Itenables...?Howisthatso??Whatdoesthatmean??Itmeans...?It’sdefinitelyanencouragementto...?...aneffectivewayto...3Completetheboxeswiththeexpressionsfromtheconversation.AskingforclarificationClarifyingStatingadvantages?Howdidthathappen??What’sthat??Couldyoutellmemoreaboutit??Howisthatso??Whatdoesthatmean??Letmeexplain.?Itmeans...?Itenables.?It’sdefinitelyanencouragementto...?...aneffectivewayto...4Readtheleafletandanswerthequestions.Payattentiontothewordsandexpressionsinbold.Finance

managementtipsforfreshmenWelcometoWinfieldUniversity.Whileyou’redoingyourdegreehere,mostofyoumustalsohandlemoneyonyourownforthefirsttime.Youwillhavetopaybillsandhandlebudgetstomakeendsmeet.Herearesometipsforyoutostayafloat.Findthebankingservicesthatmeetyourneedsandwillhelpyousavemoney,suchasaccountswithfreeonlinebankingservices.Buildingcredit

isimportantthroughoutyourlife,sobecarefulwhenopeningyourfirstcreditcardaccount.Lookforacardwithgoodbenefitsandno

annualfees.Alwaysmakepaymentsontime,oryourcreditscorewillbeaffected.Startsavingnow.Saveasmallamounteachweek,andincreaseiteachmonth.Thisisawidelyrecognisedgoodhabitforpersonalfinancemanagement,andyoucanreceiveinterestonyoursavings.123Makingsomeextramoneyisanoption.Butkeeptwothingsinmind:makesurethatitdoesn’tinterferewithyourstudies,andpayanytax

asrequiredbylaw.Makerationalspendingchoicesandneverexceedyouragreedcreditlimit.Avoidluxuriessothatyoudon’tgointodebt.451.Whatsuggestionsaregiventohelpstudentssavemoney?Findthebankingservicesthatmeetyourneedsandwillhelpyousavemoney.Saveasmallamountofmoneyeachweekfromnowon,andincreaseiteachmonth.2.Whatdoyouneedtopayattentiontowhenspendingmoney?Becarefulwhenopeningyourfirstcreditcardaccount.Lookforacardwithgoodbenefitsandnoannualfees.Alwaysmakepaymentsontime.Makerationalspendingchoicesandneverexceedyouragreedcreditlimit.Avoidluxuriessothatyoudon’tgointodebt.3.Whatdoyouneedtobearinmindwhenmakingextramoney?Makesureitdoesn’tinterferewithyourstudies,andpayanytaxasrequiredbylaw.Nowanswerthequestions:5Matchthewordsandexpressionstotheirmeanings.budget,makeendsmeet,stayafloat,buildcredit,annualfee,interest,tax,agreedcreditlimit,gointodebt1____________:theamountofmoneyneededoravailableforcertainpurposes2_____________:tohaveenoughmoneytobuywhatyouneedtolive3____________:tobeoutofdebtorfinancialdifficulty4____________:moneypaidtothegovernment,usuallyapercentageofpersonalincomeorofthecostofgoods5____________:toaccumulatethequalityofbeingcreditworthybudgetmakeendsmeetstayafloattaxbuildcreditbudget,makeendsmeet,stayafloat,buildcredit,annualfee,interest,tax,agreedcreditlimit,gointodebt6________________:themaximumamountofmoneythatmaybeborrowedunderacreditarrangement7____________:togetintothestateofowingmoney8____________:costsautomaticallychargedonceayeartoyourcreditcardaccount9____________:theamountofmoneychargedbyabankwhenyouborrowmoney,orpaidtoyouwhenyoukeepmoneyinanaccount.agreedcreditlimitgointodeb