2025貸款借款合同范本2

2025最新貸款借款合同范本**borrowersandthelenderhereinafterreferredtoas"theparties"jointlyagreetothefollowingtermsandconditions:**本合同由借款人和貸款人以下簡(jiǎn)稱“雙方”共同商定以下條款和條件：1.LoanAmountandPurpose貸款金額與用途TheborroweragreestoreceivealoanofRMB(Chinesedollars)fromthelender.Theloanshallbeusedexclusivelyforthepurposeof.Theborrowershallnotusetheloanforanyunauthorizedpurposewithoutthepriorwrittenconsentofthelender.借款人同意從貸款人處獲得貸款，金額為人民幣（大寫(xiě)：元），該貸款僅限于之用。未經(jīng)貸款人書(shū)面同意，借款人不得將貸款挪用作任何未經(jīng)批準(zhǔn)之用途。2.LoanTerm貸款期限Thetermoftheloanshallbefrom(the"startdate")to(the"enddate").Theborrowershallrepaytheloaninfullonorbefore.貸款期限為自（起始日期）至（截止日期）。借款人應(yīng)于之前全額償還貸款。3.InterestRate利率Theloanshallbearinterestatarateofpercent()perannum.Interestshallbecalculatedontheoutstandingprincipalbalanceandshallbedueandpayableon.該貸款的年利率為%（大寫(xiě)：）。利息將基于未償還本金計(jì)算，并應(yīng)于支付。4.RepaymentMethod還款方式Theborrowershallmakerepaymentsinthefollowingmanner:a)RegularmonthlypaymentsofRMB(Chinesedollars)tobemadeonorbeforetheofeachmonth,startingfrom.b)Thefinalpaymentoftheremainingprincipalandanyaccruedinterestshallbemadeon.借款人應(yīng)按照以下方式償還貸款：a)每月日前支付固定月還款額人民幣（大寫(xiě)：元），自起開(kāi)始。b)一期還款應(yīng)于支付剩余本金及累積利息。5.Parties'RightsandResponsibilities雙方權(quán)利與義務(wù)a)Theborroweragreestoprovidethelenderwithaccurateandcompleteinformationanddocumentationasrequired.b)Theborrowershallmaintaintheloanamountingoodstandingandmakeallrequiredpaymentsontime.c)Thelendershalldisbursetheloantotheborrowerinaccordancewiththeagreedterms.d)Bothpartiesshallkeepallcommunicationsanddocumentsconfidentialandsecure.a)借款人同意按照貸款人要求提供準(zhǔn)確完整的信息和文件。b)借款人應(yīng)保持貸款的良好狀態(tài)，并按時(shí)完成所有應(yīng)還款項(xiàng)。c)貸款人應(yīng)按照約定條款將貸款發(fā)放至借款人。d)雙方應(yīng)對(duì)所有溝通和文件保持保密和安全。6.違約責(zé)任a)Intheeventthattheborrowerdefaultsonanypayment,thelendershallhavetherighttochargealatefeeofpercent()oftheoverdueamount.b)Iftheborrowerfailstomakeapaymentforconsecutivedays,thelendermaydeclaretheloanimmediatelydueandpayable.c)Intheeventofabreachofanytermofthiscontract,thedefaultingpartyshallbeliableforalllossesanddamagesincurredbythenon-defaultingparty.a)如借款人任何一期未能按時(shí)還款，貸款人有權(quán)收取逾期金額的%（大寫(xiě)：）作為滯納金。b)如借款人連續(xù)天未能還款，貸款人有權(quán)立即宣布貸款到期并要求借款人立即償還全部貸款。c)如任何一方違反本合同的任何條款，違約方應(yīng)對(duì)非違約方遭受的所有損失和損害負(fù)責(zé)。7.Security擔(dān)保Tosecuretheperformanceofthiscontract,theborroweragreestoprovidethefollowingsecurity:a)(descriptionofcollateralorguarantee).b)Theborroweragreestomaintainthecollateralingoodconditionandensureitsvalueisnotimpaired.c)Intheeventofdefault,thelendershallhavetherighttodisposeofthecollateralinaccordancewiththelaw.為確保本合同履行，借款人同意提供以下?lián)＃篴)（擔(dān)保物或保證的描述）。b)借款人同意保持擔(dān)保物的良好狀態(tài)，并確保其價(jià)值不受損害。c)如借款人違約，貸款人有權(quán)依法處置擔(dān)保物。8合同的變更與終止a)Anyamendmenttothiscontractshallbemadeinwritingandsignedbybothparties.b)Thiscontractshallterminateuponfullrepaymentoftheloanandalloutstandinginterest.a)本合同的任何修改均需以書(shū)面形式并由雙方簽字確認(rèn)。b)本合同自貸款本金及所有未結(jié)利息全部?jī)斶€完畢后終止。9.DisputeResolution爭(zhēng)議解決Intheeventofanydisputearisingoutoforrelatingtothiscontract,thepartiesagreetoresolvethedisputethroughfriendlynegotiations.Ifnegotiationsfail,thedisputeshallbesubmittedtothejurisdictionofthe(courtorarbitrationbody).如因本合同產(chǎn)生任何爭(zhēng)議，雙方同意通過(guò)友好協(xié)商解決。如協(xié)商未果，爭(zhēng)議應(yīng)提交至（法院或仲裁機(jī)構(gòu)）管轄。10.Miscellaneous其他條款a)ThiscontractisgovernedbythelawsofthePeople'sRepublicofChina.b)Anynoticesorcommunicationsrequiredunderthiscontractshallbeinwritinganddeliveredtotheaddressesspecifiedinthiscontract.c)Thefailureofeitherpartytoenforceanyprovisionofthiscontractshallnotbeconstruedasawaiverofsuchprovisionoroftherighttoenforceitatalaterdate.d)Thiscontractconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreements,understandings,orarrangements,whetheroralorwritten,relatingtothesubjectmatterhereof.a)本合同受中華人民共和國(guó)法律管轄。b)本合同項(xiàng)下要求的任何通知或溝通應(yīng)以書(shū)面形式并送至本合同列明的地址。c)任何一方未能enforcement本合同的任何條款，均不得被視為對(duì)該條款的放棄或在將來(lái)的任何時(shí)間enforcement權(quán)利的放棄。d)本合同構(gòu)成雙方就本合同主題事項(xiàng)達(dá)成的全部協(xié)議，取代雙方此前以書(shū)面或口頭形式達(dá)成的所有協(xié)議、理解和安排。11.Signature簽署INWITNESSWHEREOF,thepartiesheretohaveexecutedthiscontractasofthedatefirstabovewritten.為此，雙方特于上述日期簽署本合同。LoanBorrower(簽字):借款人（簽字）：Date:LoanLender(簽字):貸款人（簽字）：