實用金融英語詞匯

1、實用金融英語詞匯宏觀經(jīng)濟的 macroeconomic通貨膨脹 inflation破產(chǎn) insolvency有償還債務(wù)能力的 solvent合同 contract匯率 exchange rate緊縮信貸 tighten credit creation私營部門 private sector財政管理機構(gòu) fiscal authorities寬松的財政政策 slack fiscal policy稅法 tax bill財政 public finance財政部 the Ministry of Finance平衡預算 balanced budget繼承稅 inheritance tax貨幣主義者 mone

2、tariest增值稅 VAT (value added tax)收入 revenue總需求 aggregate demand貨幣化 monetization赤字 deficit經(jīng)濟不景氣 recession a period when the economy of a country is not successful, business conditions are bad, industrial production and trade are at a low level and there is a lot of unemployment 經(jīng)濟好轉(zhuǎn) turnabout復蘇 recove

3、ry成本推進型 cost push貨幣供應(yīng) money supply生產(chǎn)率 productivity勞動力 labor force實際工資 real wages成本推進式通貨膨脹 cost-push inflation需求拉動式通貨膨脹 demand-pull inflation雙位數(shù)通貨膨脹 double- digit inflation極度通貨膨脹 hyperinflation長期通貨膨脹 chronic inflation治理通貨膨脹 to fight inflation最終目標 ultimate goal壞的影響 adverse effect擔保 ensure貼現(xiàn) discount蕭條

4、的 sluggish認購 subscribe to支票帳戶 checking account貨幣控制工具 instruments of monetry control 借據(jù) IOUs(I owe you)本票 promissory notes貨幣總監(jiān) controller of the currency拖收系統(tǒng) collection system支票清算或結(jié)算 check clearing資金劃撥 transfer of funds可以相信的證明 credentials 改革 fashion被纏住 entangled貨幣聯(lián)盟 Monetary Union再購協(xié)議 repo精明的討價還價交易 h

5、orse-trading歐元 euro公共債務(wù) membership criteria匯率機制 REM儲備貨幣 reserve currency勞動密集型 labor-intensive股票交易所 bourse競爭領(lǐng)先 frontrun牛市 bull market非凡的牛市 a raging bull規(guī)模經(jīng)濟 scale economcies買方出價與賣方要價之間的差價 bid-ask spreads期貨（股票） futures經(jīng)濟商行 brokerage firm回報率 rate of return股票 equities違約 default現(xiàn)金外流 cash drains經(jīng)濟人傭金 brok

6、erage fee存款單 CD(certificate of deposit)營業(yè)額 turnover資本市場 capital market布雷頓森林體系 The Bretton Woods System經(jīng)常帳戶 current account套利者 arbitrager遠期匯率 forward exchange rate即期匯率 spot rate實際利率 real interest rates貨幣政策工具 tools of monetary policy銀行倒閉 bank failures跨國公司 MNC ( Multi-National Corporation)商業(yè)銀行 commerci

7、al bank商業(yè)票據(jù) comercial paper利潤 profit本票，期票 promissory notes監(jiān)督 to monitor傭金（經(jīng)濟人） commission brokers套期保值 hedge有價證券平衡理論 portfolio balance theory外匯儲備 foreign exchange reserves固定匯率 fixed exchange rate浮動匯率 floating/flexible exchange rate貨幣選擇權(quán)（期貨） currency option套利 arbitrage合約價 exercise price遠期升水 forward pr

8、emium多頭買升 buying long空頭賣跌 selling short按市價訂購股票 market order股票經(jīng)紀人 stockbroker國際貨幣基金 the IMF七國集團 the G-7監(jiān)督 surveillance同業(yè)拆借市場 interbank market可兌換性 convertibility軟通貨 soft currency限制 restriction交易 transaction充分需求 adequate demand短期外債 short term external debt匯率機制 exchange rate regime直接標價 direct quotes資本流動

9、性 mobility of capital赤字 deficit 本國貨幣 domestic currency外匯交易市場 foreign exchange market國際儲備 international reserve利率 interest rate資產(chǎn) assets國際收支 balance of payments貿(mào)易差額 balance of trade繁榮 boom債券 bond資本 captial資本支出 captial expenditures商品 commodities商品交易所 commodity exchange期貨合同 commodity futures contract普通

10、股票 common stock聯(lián)合大企業(yè) conglomerate貨幣貶值 currency devaluation通貨緊縮 deflation折舊 depreciation貼現(xiàn)率 discount rate歸個人支配的收入 disposable personal income從業(yè)人員 employed person匯率 exchange rate財政年度fiscal year自由企業(yè) free enterprise金融英語詞匯表 UNIT ONEdivision of labor 勞動分工commodity money 商品貨幣legal tender 法定貨幣fiat money

11、 法定通貨a medium of exchange 交換媒介legal sanction 法律制裁face value 面值liquid assets 流動資產(chǎn)illiquidl assets 非流動資產(chǎn)the liquidity scale 流動性指標real estate 不動產(chǎn)checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款negotiable order of withdrawal accounts 大額可轉(zhuǎn)讓提款單money market mutual funds 貨幣市場互助基金repu

12、rchase agreements 回購協(xié)議certificate of deposits 存單bond 債券stock 股票travelers'checks 旅行支票small-denomination time deposits 小額定期存款large-denomination time deposits 大額定期存款bank overnight repurchase agreements 銀行隔夜回購協(xié)議bank long-term repurchase agreements 銀行長期回購協(xié)議thrift institutions 存款機構(gòu)financial institutio

13、n 金融機構(gòu)commercial banks 商業(yè)銀行a means of payment 支付手段a store of value 儲藏手段a standard of value 價值標準 UNIT TWOreserve 儲備note 票據(jù)discount 貼現(xiàn)circulate 流通central bank 中央銀行the Federal Reserve System 聯(lián)邦儲備系統(tǒng)credit union 信用合作社paper currency 紙幣credit creation 信用創(chuàng)造branch banking 銀行分行制unit banking 單一銀行制out of circul

14、ation 退出流通capital stock 股本at par 以票面價值計electronic banking 電子銀行banking holding company 公司銀行the gold standard 金本位the Federal Reserve Board 聯(lián)邦儲備委員會the stock market crash 股市風暴reserve ratio 準備金比率UNIT THREEdeficit 虧損roll 展期wholesale 批發(fā)default 不履約auction 拍賣collateralize 擔保markup 價格的漲幅dealer 交易員broker 經(jīng)紀人pe

15、nsion funds 養(yǎng)老基金face amount 面值commerical paper 商業(yè)票據(jù)banker's acceptance 銀行承兌匯票Fed fund 聯(lián)邦基金eurodollar 歐洲美元treasury bills 國庫券floating-rate 浮動比率fixed-rate 固定比率default risk 拖欠風險credit rating 信譽級別tax collection 稅收money market 貨幣市場capital market 資本市場original maturity 原始到期期限surplus funds 過?；鸪Ｒ娿y行英語詞匯ac

16、count number 帳目編號 depositor 存戶 pay-in slip 存款單 a deposit form 存款單 a banding machine 自動存取機 to deposit 存款 deposit receipt 存款收據(jù) private deposits 私人存款 certificate of deposit 存單 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 雙簽 to endorse 背書 endorser 背書人 to

17、cash 兌現(xiàn) to honor a cheque 兌付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 記名支票 bearer cheque 不記名支票 crossed cheque 橫線支票 blank cheque 空白支票 rubber cheque 空頭支票 cheque stub, counterfoil 票根 cash cheque 現(xiàn)金支票 traveler's cheque 旅行支票 cheque for transfer 轉(zhuǎn)帳支票 o

18、utstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 偽支票 Bandar's note 莊票，銀票 banker 銀行家  president 行長 savings bank 儲蓄銀行 Chase Bank 大通銀行 National City Bank of New York 花旗銀行 Hongkong Shanghai Banking Corporation 匯豐銀行 Chartered Bank of India, Australia and China 麥加利銀行 Banque de I'Indo

19、Chine 東方匯理銀行 central bank, national bank, banker's bank 中央銀行 bank of issue, bank of circulation 發(fā)行幣銀行 commercial bank 商業(yè)銀行，儲蓄信貸銀行 member bank, credit bank 儲蓄信貸銀行 discount bank 貼現(xiàn)銀行 exchange bank 匯兌銀行 requesting bank 委托開證銀行  issuing bank, opening bank 開證銀行 advising bank, notifying bank 通知銀行

20、negotiation bank 議付銀行 confirming bank 保兌銀行 paying bank 付款銀行 associate banker of collection 代收銀行 consigned banker of collection 委托銀行 clearing bank 清算銀行 local bank 本地銀行 domestic bank 國內(nèi)銀行 overseas bank 國外銀行 unincorporated bank 錢莊 branch bank 銀行分行 trustee savings bank 信托儲蓄銀行 trust company 信托公司 financia

21、l trust 金融信托公司 unit trust 信托投資公司 trust institution 銀行的信托部 credit department 銀行的信用部 commercial credit company(discount company) 商業(yè)信貸公司（貼現(xiàn)公司） neighborhood savings bank, bank of deposit 街道儲蓄所 credit union 合作銀行 credit bureau 商業(yè)興信所 self-service bank 無人銀行 land bank 土地銀行 construction bank 建設(shè)銀行 industrial a

22、nd commercial bank 工商銀行 bank of communications 交通銀行 mutual savings bank 互助儲蓄銀行 post office savings bank 郵局儲蓄銀行 mortgage bank, building society 抵押銀行 industrial bank 實業(yè)銀行 home loan bank 家宅貸款銀行 reserve bank 準備銀行 chartered bank 特許銀行 corresponding bank 往來銀行 merchant bank, accepting bank 承兌銀行 investment bank 投資銀行 import and export bank (EXIMBANK) 進出口銀行 joint venture bank 合資銀行 money shop, native bank 錢莊 credit cooperatives 信用社 clearing house 票據(jù)交換所 public account